Todd was raised on Kamehameha School's Kapalama campus, where his parents, Albert and Florence Apo served as teachers, dorm advisor, and athletic coach at Kamehameha. Through high school, Todd played football, basketball and baseball, while also serving as Student Body President and being a member of the National Honor Society and Math Team. After graduating from Kamehameha in 1985, he received an Ivy League education at Brown University, where he continued to play football and baseball, and was the Head Teaching Assistant for numerous Computer Science classes. Todd graduated from Brown in 1989 with undergraduate degrees in computer science and economic. He then returned to Hawaii to attend the William S. Richardson Law School and completed a dual program to receive both his law degree and MBA in 1992.

After graduation, Todd clerked in the Hawaii Supreme Court for Justice Klein before starting in private practice at the law firm of Ashford & Wriston. Todd then moved to a small, boutique firm, concentrating his practice on real estate and business law.

In 2001, Todd was given the opportunity to step outside of the legal profession and begin work with Ko Olina Resort & Marina. He serves as the Resort's Vice President of Corporate Operations, heading the government relations efforts and focusing on operations within the Resort, including its future development.

Through this position, Todd has led the Ko Olina Charities program, as well as the Ko Olina Training Fund scholarship program. Ko Olina Charities has worked with numerous community projects and events, including Waianae's Sunset on the Beach, Kapolei's Sunset on the Plains, the Brother Iz bust at Waianae Community Center, and programs for the Boys and Girls Club, Boy Scouts, and Waianae High School Searider Productions. The program's goal is to help individuals with their education and training to help prepare them to best participate in the future of West Oahu.

Todd has continued his commitment to serve others by serving on numerous boards, including the Native Hawaiian Legal Corporation, Special Olympics Hawaii and Hawaii's Workforce Development Council, and through coaching and officiating basketball and volleyball.

Todd married his high school sweetheart Jaime Paet. After completing a successful run with the UH Wahine Volleyball program, including the 1987 National Championship with teammates Tee Williams, "Tita" Ahuna and Mahina Eleneki, Jaime began teaching and coaching at Kamehameha Schools, where she continues to teach in the Math department. Todd and Jaime have two children, Cassidy and Jonah.

(click here to view Todd's resume)